I’ll be looking to buy a house in the near future and I have heard some horror stories about people hiring a home inspector to inspect the house they are wanting to buy, then come to find out that the home wasn’t properly inspected. When an inspector is looking over the house, are you allowed to walk around with them? Is there any way of finding out about certificates or anything positive about the home inspector, without having to ask them directly? I know there’s a lot of con artists out there in the open and even the cautious person can get burned in the long run. I just don’t want to buy a home after it’s been "supposdly" inspected, then have everything go wrong afterwards and cost me a fortune. Any help would be appreciated!

Good question, it is hard to know who you can rely on. I might suggest that you go to the link provided and see if the professional association can give you some hints and advice on what to do and or look for in an inspector
Home Inspectors Associations for all states: http://www.homeinspections-usa.com/home_inspector_orgs.php
Best of luck to you

Additional Details
Forgot to give you this one
What a Home inspection looks at (voice tour)
http://www.ashi.org/customers/vhi_tour.asp

Can you keep the home buyer tax credit after selling your home and moving to a new home before the 3rd year?
Meaning: buying your first home this year and qualifying for the tax credit. Then, 1 or 2 years later, sell the home, and move to another Home. Or are you stuck in the same home for 3 years to avoid repaying the credit?

No. You must use the home as your primary residence for the full 3 years or else pay back the tax credit.

I would like to find a legit work from home opportunity. I’ve done yahoo searches but I just can’t seem to find anything that seems legit. I have 3 yrs of telemarketing experience and at least 1 yr of secretarial experience. It would be nice if I could find like an inbound telemarketing position from home or a data entry position from home. Does anyone know of any legit work from Home opportunities? Are there any websites that list work from home opportunities?

i found this about work from home

http://rds.yahoo.com/_ylt=A0oGkwYJUtBLFn8A0gNXNyoA;_ylu=X3oDMTByZWgwN285BHNlYwNzcgRwb3MDMQRjb2xvA3NrMQR2dGlkAw–/SIG=11tg3mkrk/EXP=1272030089/**http%3a//how-to-make-real-money-online.net/

hope this help

Like if you run a business as one person. You already have all the things you need right at home to get your business started like office space and equipment. Compared to running a Business outside your home. Are home businesses and businesses outside the Home equally as hard to run?

Seeing that you have all the equipment and work space at home along with your skills to market to customers, how much more do you need to put into running a business from home?

depends on what kind of business you wanna go for. if its like a trading and marketing business
you may start with US$3,000

My husband (25) and myself (27) had bought our first home (a nice townhouse) about three years ago. The townhouses in my area are already selling for about $30,000 more than what we had bought ours for. We just found this really nice ranch home we love, right across the street from my hubby’s grandmother’s Home and my hubby actually knows the man who is selling it pretty well. Anyway, we’re really interested in going ahead and purchasing this home. What are the steps to go about getting a new home. I remember how stressful it was to buy our first home – and that was half as bad, because we were just in an apartment before. So I’m really anxious and have no idea where to begin. Any advice? Thanks!
By the way, our townhouse is not yet on the market.
I’m scared of going ahead and planning on buying another home and then having my home end up not selling, etc.

It is possible to acquire a loan to buy that ranch house even though you currently own a home. You can finance it as a second or vacation home as long as you qualify for the loan. If you have equity in your home and want to use it as a down payment, then a bridge loan might be the answer. A bridge loan allows you to pull equity out of your existing house for the purposes of buying another house. Usually, the payments are escrowed so there are no out of pocket payments for 6 to 9 months. After that period the loan is due in full. What I suggest you do is sell the townhouse first before entering into a purchase contract or at least have a qualified buyer commit to buy your townhouse. I have seen this dream turn into a nightmare for so many people. They find a house they want and buy it thinking that they will sell thier present property with no problem. Months later, they can’t sell the house no matter what they do, and they are stuck making two mortgage payments that is crippling them financially. Unfortuantley its a scenario I see alot. I have one client that owns 6 properties that he can’t sell. His wife left with the kids and she filed for divorce.

Talk with a real estate professional that is familiar with the buying trends in your area. There are many real estate agents but most of them are just salemen that are looking for a commission and aren’t worried about your financial future. If the real estate agent is honest, they will tell you how long it is taking for similar properties to sell in your area. I have seen properties stay on the market for over a year but that will depend on whats going on in your neck of the woods. I know you may want to jump on the house right away but having some emotional intelligence will be important. Think about what your current bills are and ask yourself if you could afford another mortgage payment and for how long. If you can’t afford the worse case sceanrio, then you may want to make sure your townhouse sells before you get into that ranch house.

Hope this helps.

Mortgage and Finance Professional 8 years.

Looking for a magazine for mobile home owners, they have mags. for old homes, log homes, country homes, beach Homes, even apt. living.. Just want one for us mobile home owners.

The mobile home parks around here all distribute a monthly called the Newsette that is personalized for each park. It is not something you can subscribe to, so I know it isn’t what you are looking for, but I don’t think there is any such animal. The Newsette, is not very interesting and is mostly advertisements anyway.

I am looking a homes to buy, but I want an all electric home, with electric heat, air, stove, ect. Most of the homes in my area run on gas. Is it possible to convert a most gas home into a home run by electric? If it is possible, what is the process and how much do you think the cost would be?
Thanks!

It is far easier and cheaper to convert a gas home to electric, than an electric Home to gas.

Consider the major applicances you will need to switch, most which can be done without major contracting and investment:

Stove: Electric stove will cost you about $300-800 depending on the model you choose. If you do not have 230/240v power in the kitchen, it will cost you about $600 to have a liscenced contractor run this wire.

Water Heater: Cost of a new water heater will be $200-600 depending on model and capacity. Lower cost models will run on 120V, probably no need to rewire, or at most, $200 to run a 120/230v line in your garage or where the heater is.

Furnace: This is the biggie……….converting to electric from gas will probably run you $1000-2000 because of the complexity involved with where a furnace is, how much is involved.

Hope you will leave the fireplace as gas……..electric ones dont look good!

I want to do a Home based business. I would prefer one that is below $30 or even free! I want actual home business ideas…not this survey stuff or surfing things, so please NO information on survey/surfing things! I want ideas for things i can do that actually generates some money. I am not looking to be a Millionaire or anything but I am looking for a good home business that can bring in good money. Thanks!

You can start your own business through direct sales making a percentage of what you sell however not sure what business you can start with only $30 maybe Avon. Remember with any business you have business expenses and overhead but these things are also tax advantages. I started my Business with Mary Kay it is one of the highest paying direct sales companies I work less then 10 hours a week because that’s what works for me and my family there are no sales quotas no territories and no parties to submit you work your business in the way that fits you life. You buy directly from the company for wholesale and sell to the customer for Retail just as any store owner would do making the same amount of commission as a new consultant as a top national sales director no levels to earn.

I currently own a home and make my monthly payments without any problem. My wife and I make nearly 50 thousand more a year then when we orginally purchased our Home. Unfortunatley the housing market has crashed and I have no equity in my home and my mortgage is probably more than what my house is worth. I need a bigger home. What options do I have?

1) Pay down your existing Mortgage until it’s less than the (then current) house value … this is better than saving (unless, by some miracle, you can make more interest on your savings (after Tax) than you are paying interest on the mortgage = in which case SAVE UP until you have enough to move).

2) Get a ‘personal loan’ to cover the different (NOT recommended .. interest rates can only go up from here)

Im trying to convince my mother in father that I should be Home schooled.
One good ponit agenst home schooling that they have is that they work 9-5 jobs.
How do I get home schooled with out my parents home schooling me?

Once kids reach their teens they are perfectly old enough to be in charge of their own Education. Parents act more as facilitators than teachers.

You might want to read The Teenage Liberation Handbook. You can get it from Amazon.

All the best.